Can I Take Loan On a House Which is Given By Life Mission Scheme ? | Can I Sell PMAY House ? | Can Existing Home Loan Get Benefit Of Pradhan Mantri Awas Yojana ?

Can I Take Loan On a House Which is Given By Life Mission Scheme ? | Can I Sell PMAY House ?

LIFE Mission Kerala

The Kerala LIFE (Livelihood Inclusion and Financial Empowerment) is a complete housing scheme started out out via the Kerala authorities for all of the landless and homeless humans. The LIFE Mission scheme intends to offer housing to nearly 4.Three lakhs homeless families in the subsequent five years. Under this scheme, homeless can be provided with contemporary-day housing complexes with provision for pursuing their livelihoods. In this article, we've got a take a look at the Kerala LIFE Mission Scheme in detail.

Beneficiaries

The LIFE Mission will advantage households with incomplete/dilapidated houses, families having semi-crook/semi-permanent houses in government land or in coastal regions families and families who are landless and houseless.

Priority

The priority would acquire to the households under the following classes:

Destitute human beings

Differently-abled

Transgender

Mentally challenged/paralyzed/blind

Transgender

Individuals suffering from deadly sicknesses

Individuals who are not capable of engage in livelihood activities due to twist of fate or extended diseases.

Unmarried mothers

Widows

Assistance from the Government

Under this assignment, the Kerala authorities will offer financial help to the houseless families with the place/land for advent of recent houses on the price of Rs.35 lakhs for the people belonging to the general magnificence and Rs.4 lakhs to Scheduled Caste, plantation personnel and fishermen. The beneficiaries belonging to the Scheduled Tribe category is probably assisted with the actual cost for the finishing touch of homes.

Also, the families owing dilapidated or incomplete houses may be granted with monetary help for the development of these homes, based totally upon the valuation finished through Third Party Technical Agencies (TPTA).

Mode of Implementation

An motion plan could be prepared at the LSGI degree, and the financial help in the form of Corporate Social Responsibility, donations from Charitable societies, NRIs, NGOs and lots of others. Will be mobilized to fulfil the target.

Selection of Beneficiaries

The social and economic caste survey can be executed through the Central government is probably considered to pick out the beneficiary.

The challenge level officers will cope with the identified beneficiaries for verification and positioned up the proper documents and details to nearby self-government institutions.

The listing of shortlisted beneficiaries might be published at District diploma or neighborhood panchayat workplace.

Beneficiaries List

The housing scheme is being monitored by using the use of the Cheif Minister of Kerala, and so far the authorities has organized a listing of 51,3000 beneficiaries beneath Kerala LIFE Mission scheme. The Government has already furnished over 1,seventy six,000 houses within the twelve months 2018-2019.

Also, the State Government have finished almost 66,750 advent of homes below this scheme. But from the overall listing, the authorities has selected 6000 fishermen, 14,1/2 Scheduled Tribes (ST) class and seventy five,half Scheduled Caste (SC) category for first section residence distribution. To make the program more inexperienced, the contribution from the private sector businesses are performed.

Mobilisation of Fund

Fund mobilisation can be completed by using the involvement of stakeholders. The Government will directly take a loan to useful resource LSGIs and fund might be mobilised via Corporate Social Responsibility (CSR), Donations from Charitable Societies, NGOs, NRIs, and so forth.

Budget Requirement

The common outlay for Kerala Life Mission is anticipated to be Rs.22920 crores completed five years. As part of this amount is probably contributed for the PMAY Rural and PMAY Urban Housing Schemes, State Departmental schemes which encompass ST, SC, Fisheries, Sainik Welfare, Minority, Labour and so forth. The ultimate amount of the loan can be repaid with the aid of deducting price range from the Development Fund and Finance Commission Grants of LSGI from Block Panchayat, Gram Panchayat and District Panchayat respectively.

Documents Required

The following are the documents to be produced on the time of making use of for the scheme:

Aadhar Card

Caste Certificate

Ration card

Income certificate

Voter identity card

Application Procedure for the Scheme

To check in for Kerala Life Mission scheme, observe the stairs referred to beneath:

Visit Official Website

Step 1: The applicant can right away method the expert portal of Kerala Life Mission Scheme.

Login into Portal

Step 2: Firstly, the applicant wishes to complete the initial login method. Click on the “Login ” button that is seen on the house screen of the portal.

Provide Login Details

Step three: On the following page, input the character name and password and click on on “log in” button to get proper of access to the portal.

Step four: Once the initial registration is completed, the applicant may have to test in for the respective scheme.

Fill the Details

Step 5: Fill the software shape with the crucial information and shop your software at the side of the documents required.

Verification of Form

Step 6: After filing the shape, the State Authority will confirm and approve the beneficiaries to avail the blessings belowLIFE Mission Scheme in Kerala

Download File

LIFE Mission Scheme in Kerala

Sections

Benefits

Beneficiaries

Apply for Life Mission

Implementation

FAQs

LIFE(Livelihood Inclusion Financial Empowerment) Mission is the mission of the Government of Kerala to build free homes for all of the homeless in Kerala. LIFE  project scheme envisages a complete housing scheme for all of the landless and homeless within the State. 

Mission LIFE specializes in 4 most crucial thrust areas: Affordable housing, enhancing public infrastructure, strengthening agriculture, and enhancing management of herbal assets.

Benefits

The motive is to construct 500 sq. Ft homes costing Rs. Four lakh every, for which the united states of america has tweaked the Union government’s housing programme, the Pradhan Mantri Awas Yojana (PMAY).

PMAY envisages spending Rs. Three lakh consistent with house, out of which Rs 1.Five lakh could be centre’s proportion, even as Rs. 50,000 every will set up thru the nation authorities, the nearby authorities and the customer. But the nation removed the patron’s rate detail, and took up the nearby authorities’s share as Rs 2 lakh.

The target of the task is to provide secure housing to nearly four.30 lakhs of homeless within the State within a duration of 5 years. Among the homeless, approximately 1.60 lakh landless families have been historically excluded from various housing schemes of the beyond. The homeless can be supplied with modern-day housing complexes with provision for pursuing their livelihoods, converging social services consisting of Primary Health Care, Geriatric Supports, Skill Development and provision for monetary services inclusion.

The challenge may additionally help folks that received assist from different schemes however couldn't entire the construction and circulate a cozy house.

Priority may be given to coastal population, plantation humans and those who stay in temporary shelters in government lands. It envisages a situation wherein the beneficiaries might be empowered and their lively participation is mobilized inside the protection of housing complexes

Beneficiaries

Following are the beneficiaries of the scheme

Homeless humans,

Those who have no longer been in a position to finish the housing or don't have any domestic, and 

Those who've a temporary domestic in first-rate, coastal, or plantation regions.

Apply for Life Mission

Follow the beneath steps to use for Life Mission Scheme.

First, create an account on Life Mission internet web page.

Visit Life Mission Scheme internet site

Click on New Registration.

Provide Mobile Number and call to generate OTP.

OTP may be despatched on your cellular range. Enter the OTP.

Complete the registration gadget by means of way of creating a password.

Once the account is created, login to Life Mission Website.

Log in to the Life Mission Scheme website thru using cell number and password.

On the proper issue, click at the proper issue to test whether you're eligible for the scheme.

On the left aspect, click on on the left side to select the right paperwork.

In Step 1, Submit your 10 digit ration card huge range.

In Step 2, Provide the statistics of the applicant which incorporates an cope with, aadhaar quantity, form of neighborhood body, caste, network and so on.

In Step 3, Enter the data of own family individuals. Upload any documents, if required.

In Step 4, enter the information approximately economic organization debts, land/constructing details and many others.

In Step five, upload the specified certificates.

Click on Submit Application to post the Application.

Implementation

LIFE project plans to complete the mission in three Phases

In First phase, final touch of incomplete homes already constructed under LIFE scheme.

In Second section, Construction of 4 hundred rectangular ft houses under a budget of Rs. 4 Lakhs for brand spanking new diagnosed 1, seventy five,138 beneficiaries via May 2018.

In Third section, Construction of Flats for 3, 37,416 Landless beneficiaries with the aid of May 2018.

Beneficiaries of LIFE Mission Kerala

People who are considered because the beneficiaries are as under. 

There is not any eligibility for people hired within the authorities area to use.

The applicant's annual profits must now not surpass Rs three lakhs steady with 12 months.

The scheme can be asked simplest by citizens of Kerala.

Applicants who have no land are eligible.

For the scheme, homeless households who have a ration card are eligible.

Individuals who personal a temporary agreement in areas which consist of coastal location, plantation or splendid locations

Individuals who have troubles in finishing the development of their house and don't have any over the house for settlement

Also, the choice of the beneficiaries is based totally mostly on the concern order as underneath.

Mentally / physical challenged

Poor

Heterosexuals

People with critical/fatal infection

Unmarried moms

Unemployed because of infection/twist of fate

Process of Shortlisting the Beneficiary 

The applicable government's 2011 social and monetary caste survey describes the beneficiary.

The officials at the sector stage will go to the recipients of the test. The facts and records shall be registered and forwarded to close by self reliant government.

The final list of recipients may be released at nearby panchayat/district office.

LIFE Mission Kerala 2020 Application Process

Online and offline software program system are available to assist the humans look at for the scheme. To take a look at on line, follow this system

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